Mater Draw 328: $7.1M Waterfront Home + $1.25M Gold Package Closes 20 December

Mater Draw 328: $7.1M Waterfront Home + $1.25M Gold Bullion Package Closes 20 December

Mater Draw 328 bundles a luxury Helensvale waterfront home valued at $5.85 million with $1.25 million in gold bullion—a rare two-asset prize structure closing 20 December 2026. Tickets cost $2 each, with the draw held on Christmas Eve.

ACNC-registered charity lottery. Must be 18+. See ACNC Register for full charity details.

About Mater Lotteries

Mater Lotteries is an ACNC-registered charity (ABN 96 723 184 640) that raises vital funds for Mater Foundation. The foundation supports world-class healthcare, life-saving research, and education across Mater hospitals in Queensland. Every ticket purchased directly funds patient care, medical breakthroughs, and training for the next generation of healthcare professionals.

Mater Foundation operates three major hospitals across Queensland: Mater Mothers' Hospital, Mater Adults Hospital, and Mater Private Hospital. Lottery revenue funds specific programs including neonatal intensive care, cancer research, mental health services, and training scholarships for nurses and doctors. The charity's financial reports are publicly available through the ACNC Register, which provides transparency on how funds are allocated each year.

The Prize: $7.1M Waterfront Package

The first prize in Mater Draw 328 is valued at $7,102,957 and comprises two distinct assets: a fully furnished luxury home at 86 River Links Boulevard East, Helensvale, QLD 4212, plus $1,250,000 in gold bullion. This two-asset structure is rare in Australian charity lotteries and offers winners both real estate appreciation potential and liquid precious metals.

The Home: 5-Bedroom Waterfront Residence

The prize home is a contemporary waterfront residence spanning 680.3 square metres on a 746-square-metre riverside block. It features 5 bedrooms—four upstairs including a main suite, plus one bedroom suite downstairs—and 6 full bathrooms plus a powder room. The property includes secure double garage parking with additional storage.

The home's design emphasises entertaining and luxury living. The main living area features a ceiling height of 5.96 metres, creating a dramatic open-plan space. Three outdoor entertaining areas include a covered waterfront alfresco, a pavilion with outdoor kitchen, and a rooftop entertaining terrace overlooking the river. Additional features include a resort-style waterfront swimming pool, glass wine room, cinema room with projector and snack bar, designer kitchen with butler's pantry, home office, and integrated smart-home technology controlling audio, climate, security, and CCTV systems throughout.

The property also includes solar power, reducing ongoing energy costs. The River Links Boulevard location in Helensvale places the home in one of the Gold Coast hinterland's most sought-after riverside precincts, approximately 45 minutes from Surfers Paradise and 1.5 hours from Brisbane.

The Gold Bullion: $1.25M Asset

Winners also receive $1,250,000 in physical gold bullion. This provides immediate liquidity and portfolio diversification—a hedge against inflation that can be held long-term, sold, or used to fund improvements to the prize home.

The Odds: How Mater Draw 328 Compares

Charity lotteries operate differently from state lotteries. The ticket pool is capped—meaning only a fixed number of tickets are printed—so odds improve as fewer tickets are sold. Mater Draw 328's exact ticket pool is , which means your odds of winning are significantly better than state lotteries where ticket sales are unlimited.

Charity lottery odds depend on total tickets sold. Figures above are estimates unless sourced from the lottery operator.

Where the Money Goes

Mater Lotteries is an ACNC-registered charity, and its financial records are public. The operator's ACNC filings show the specific programs funded by lottery revenue. You can verify the exact allocation of funds and the charity's annual financials on the ACNC Register by searching ABN 96 723 184 640.

Mater Foundation's primary focus is supporting three Queensland hospitals: neonatal care (including intensive care for premature and sick newborns), oncology and cancer research, mental health services, and training scholarships for healthcare professionals. Unlike government-funded hospitals, Mater relies on fundraising—including lottery revenue—to fund research programs and specialist services beyond standard public funding.

Tax on Prize Home Winnings

• Lottery winnings are not assessable income—the ATO does not tax the win itself.
• Interest and investment returns earned from winnings are taxable in the year earned.
• Capital gains tax (CGT) applies if you invest winnings in shares or property and sell later at a profit.
• The operator pays stamp duty and transfer costs on the prize property; land tax applies later only if you keep it as an investment rather than your main residence.

Get advice from a registered accountant for your specific situation. See the ATO's guide on prizes and awards for official tax treatment.

Frequently Asked Questions

Is Mater Lotteries a legitimate registered charity?

Yes. Mater Lotteries is registered with the Australian Charities and Not-for-profits Commission (ACNC) under ABN 96 723 184 640. You can verify this registration and view the charity's financial reports on the ACNC Register. All ACNC-registered charities must meet strict governance, financial transparency, and accountability standards.

What happens if I win the Mater Draw 328 prize home?

If you win, you receive full ownership of the prize home at 86 River Links Boulevard East, Helensvale, plus $1.25 million in gold bullion. The operator handles all legal transfer costs and stamp duty. You become the registered proprietor and can live in the home, rent it, renovate it, or sell it. You also own the gold bullion outright and can hold it, sell it, or use it as collateral. No ongoing obligations to the lottery operator apply after the prize is transferred.

Can I sell the prize home if I win?

Yes. You own the property outright and can sell it at any time. If you sell within a short period and make a profit, you may owe capital gains tax on the gain—but the initial prize is not taxable. Consult an accountant before selling to understand your CGT liability in your specific situation.

Do I pay tax if I win a Mater prize home?

No tax is due on the prize itself—Australian lottery winnings are not assessable income. However, if you rent the property and earn rental income, that income is taxable. If you sell and make a profit, capital gains tax applies to the gain (not the full sale price). The $1.25M in gold bullion is also not taxable as income, but any interest or gains from investing it are taxable. Speak with a registered accountant about your specific tax position after winning.

What are my real chances of winning Mater Draw 328?

Your odds depend on the total number of tickets sold. Mater Draw 328's ticket pool is . Typical Mater draws cap at around 500,000 tickets, giving odds of approximately 1 in 500,000—millions of times better than Powerball (1 in 134 million). Fewer tickets sold = better odds. The charity's incentive is to sell as many tickets as possible, so they typically fill the entire pool before the draw.

Why does Mater Draw 328 include both a home and gold bullion?

The two-asset prize structure reflects the total value of $7.1 million. The home is valued at approximately $5.85 million, and the gold bullion at $1.25 million. This gives winners both real estate (an appreciating asset and potential rental income) and liquid wealth (gold that can be sold, held, or used immediately). It's a rare structure in Australian charity lotteries and appeals to winners who want portfolio diversification.

Tickets close 20 December 2026. Must be 18+ to enter. Win A Home is an independent directory.